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Company news and updates.

2012 Verizon Data Breach Investigations Report

2011 will almost certainly go down as a year of civil and cultural uprising. Citizens revolted, challenged, and even overthrew their governments in a domino effect that has since been coined the “Arab Spring,” though it stretched beyond a single season. Those disgruntled by what they perceived as the wealth-mongering “1%”, occupied Wall Street along with other cities and venues across the globe. There is no shortage of other examples.
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8 Ways to Prevent a Data Breach

The nightmare of a security breach at your small business has become more of a possibility in recent years. Despite that trend, a majority of small businesses are not taking steps to try to prevent a data or security breach, new research has found.
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Cyber Criminals Target Smaller Merchants

Cyber criminals are taking aim at smaller merchants who are less likely to be compliant with PCI standards, according to a recent Verizon Business report by Jen Mack, a former member of the PCI Security Standards Council. The report found that the most common attack methods are malware and hacking, SQL injections, and exploitation of default or guessable credentials. Most data breaches happen because merchants fail to make sure that security mechanisms are properly deployed.
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Data Theft and Prevention

Unfortunately, identity theft can happen any time of year, to anyone. At myPCI, we work diligently with each and every one of our merchant services clients to do whatever we can to help reduce the risk of data or identity theft. With that said, there are a number of additional procedures that consumers can look for to further reduce the risk.
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How to Protect Your Business and Your Consumers from Data Fraud

Few business owners can also claim to be security experts. However, with high-tech fraudsters growing ever-more sophisticated, it’s important to clearly understand the nature of the threats that face us and take the necessary steps to protect our businesses and our mutual customers. Indeed, as a small-business owner, you take all the necessary precautions to protect your storefront.
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Is your Merchant Account Just PCI Compliant or is it Secure?

One of the most common questions that merchants ask is, “does PCI compliance mean that I am completely secure?” The answer is unfortunately, no. No matter the type of the business or the number of transactions processed, no business can be completely secure. However, each business can take steps to mitigate the majority of the risk associated with data breaches by becoming compliant, and following daily procedures to stay compliant.
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PCI Compliance – How We Help You

When signing up for a new merchant account, did you know exactly what you were being offered? Think about it, you probably signed up for an account because you wanted to expand your business and accept credit cards in some way. Most processors offer the basics of a merchant account, allowing you to accept credit cards with quick settlement and funding. With a big focus on ensuring the security of credit card data, businesses are looking for help from the merchant account provider to meet the requirements of the PCI DSS. To ease the burden and confusion of maintaining PCI compliance, myPCI has partnered with Sysnet Global Solutions. Sysnet Global Solutions is a leading provider of compliance and security services and has worked with myPCI to create a comprehensive Compliance Program, including access to a web-based resource providing merchants with the tools and support necessary to analyze, remediate, and validate PCI compliance.
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PCI Compliance – Understanding How It Works

To help merchants fully understand the need for PCI Compliance, My PCI is making strong efforts to help our clients understand how everything works throughout the sometimes confusing process.
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PCI Data Storage Do’s and Dont’s

Requirement 3 of the Payment Card Industry’s Data Security Standard (PCI DSS) is to “protect stored cardholder data.” The public assumes merchants and financial institutions will protect data on payment cards to thwart theft and prevent unauthorized use. But merchants should take note: Requirement 3 applies only if cardholder data is stored. Merchants who do not store any cardholder data automatically provide stronger protection by having eliminated a key target for data thieves.
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Protecting Your Consumers’ Data: PCI Compliance as a First Step

Organizations that accept credit card payments have access to consumers’ sensitive data and should be complying with the Payment Card Industry Data Security Standards (PCI DSS). A recent study by visa.com indicates that online sellers processing $20,000 to $1 million per year are only 60% compliant with PCI DSS. All sellers (both online and offline) processing less than $1 million per year are only moderately compliant with the standards.
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The Importance of an Updated System

For the successful growth of your business, security of data is of the utmost importance. You’ve probably already taken many steps and have daily procedures in place to help ensure the mitigation of the risk of data theft.

One of the best procedures you can practice is to ensure that your business is safe by continually keeping your credit card processing system up to date. An outdated POS system can cause more problems than just slow connections or issues with reliability. An outdated system can expose your customer’s credit card information and even your own banking information to “prying eyes”.
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Watch Out For Skimmers!

Dateline: Saskatchewan, Alberta, Canada: The Leader-Post Newspaper reports that police have uncovered a large skimming ring in that area.

After learning 600 cards were compromised in a large skimming ring in Canada, people who still have magnetic stripe debit or credit cards might be persuaded in switching to chip technology. According to police in the U.S. and Canada, card-skimming operations are becoming more and more popular. Skimming occurs when a person places a card-reading device in an ATM and skims the person’s banking information, then uses the information to make counterfeit cards in association with lucrative operations for crime rings.
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What is PCI Compliance?

You are running a profitable business, and your decision to accept credit card payments has been a big reason for your success. Your customers like the convenience of paying with plastic, and you appreciate the organization that those transactions provide when you do your accounting.
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